What Investing Means
Singaporeans invest to grow their wealth, and understanding the link between risk and return is essential to separate smart investing from costly speculation. The Government of Singapore provides resources to help you learn the basics, including types of assets and how to get started.
Deciding Your Portfolio Mix
Asset allocation is about deciding what proportions to allocate to different asset classes within your investment portfolio. The aim is to balance risk and return in keeping with your personal goals, risk appetite and investment horizon.
How does risk appetite affect my portfolio?
Your risk appetite influences the mix of asset classes in your portfolio. Those comfortable with more risk may allocate more to higher-return but volatile assets, while conservative investors may favour more stable options.
What role does investment horizon play?
Your investment horizon—the length of time you plan to invest—affects how you allocate assets. Longer horizons may allow for more risk-taking, as there is more time to ride out market fluctuations.
Where can I learn more about investing basics?
MoneySense, a Singapore government agency website, covers everything from first principles to portfolio management for beginner investors in Singapore. Discover how risk and return are linked and explore the basics of investment in Singapore to build a solid foundation.